Build wealth for tomorrow. Live fully today. Ten Ring Wealth Advisors helps you invest wisely while keeping life front and center.
These are the conversations that help you build wealth while living fully today. Each question opens a path to aligning your money with the life you want.
Families often struggle with defining spending levels, legacy intentions, and how much wealth their children should receive without diminishing motivation or values.
Yes! Without a will, state law decides who gets your assets and who raises your kids. A simple will costs $300–$1,000 and prevents chaos.
That’s one of the most important questions you can ask, and the answer depends on the life you want. We help you define that vision, understand the costs, and evaluate whether your current resources can support it. The goal is simple: to give you clarity and confidence to live life on your terms.
A common goal is creating a lasting legacy. We help families navigate trusts, tax strategies, multigenerational governance, and long-term stewardship to ensure their wealth endures.
Minimizing taxes across generations requires careful planning. We optimize your financial structure to protect your wealth today and preserve it for the future.
We help identify your vulnerabilities and determine the optimal combination of risk management tactics to safeguard you from market volatility, liability, and catastrophic loss.
Strategies like tax-loss harvesting can offset capital gains and up to $3,000 of ordinary income. Additionally, donating appreciated stock to a Donor-Advised Fund (DAF) allows you to deduct the fair market value while avoiding capital gains taxes.
Gold can serve as a diversifier and store of value, but it carries risks like high volatility, liquidity issues, and storage costs. Notably, it is considered a collectible and is taxed at a higher maximum rate of 28%.
Cryptocurrency is a highly speculative, emerging asset class with complex tax implications. While some view assets like Bitcoin as digital gold, their extreme volatility and uncertain future require careful consideration before inclusion in any portfolio.
Our clients are values-first families who refuse to settle for the ordinary. They want more than just basic advice; they want to take control of their financial destiny. And that’s exactly what we help them do.
Align money with your values and timeline—one decision at a time.
Define goals that fit your life.
Evidence over guesswork.
Quarterly check-ins that stick.
A 5-step framework that turns complexity into clear decisions—so you can live well now and later.
One focused conversation to define what "good" looks like—for your life and your money. We explore your values and translate them into clear goals.
We set a clear order of operations so trade-offs are obvious and progress feels steady. We organize your goals into a clear timeline.
Plain-English review of accounts, cash flow, insurance, and investments to find risks, fees, and quick wins.
The next right steps with why they matter and how to execute—simple and specific. We design your plan across three key areas: Protection, Savings, and Investments.
We put changes in place, automate where possible, and review on a set cadence so you stay on track. We schedule quarterly check-ins and are available on-demand.
And the cycle continues, adapting to your life changes.
Continuous Improvement
One focused conversation to define what "good" looks like—for your life and your money. We explore your values and translate them into clear goals.
We set a clear order of operations so trade-offs are obvious and progress feels steady. We organize your goals into a clear timeline.
Plain-English review of accounts, cash flow, insurance, and investments to find risks, fees, and quick wins.
The next right steps with why they matter and how to execute—simple and specific. We design your plan across three key areas: Protection, Savings, and Investments.
We put changes in place, automate where possible, and review on a set cadence so you stay on track. We schedule quarterly check-ins and are available on-demand.
Founder
Born and raised in Fairbanks, Alaska, Sean A. Hummel, CFP®, grew up with a strategist's mind and a heart for service. A collegiate athlete and Eagle Scout, he learned early how to stay calm under pressure, lead with intention, and help others rise to their challenges. Those qualities ultimately drew him toward personal financial planning in college, where he realized his natural strengths in strategy and problem-solving could make a meaningful difference in people's lives.
