Simple & Transparent Pricing
We believe in clear, straightforward investments that align our interests with yours. Our goal is to provide exceptional value without the complexity.
Why Our Model Matters
Choosing how to pay for advice is just as important as the advice itself. Every pricing model has inherent conflicts. Here is how we address them.
Commission & Fee Based
Product sales often incentivize advisors to prioritize high commission items over your best interests.
Pure AUM Only (1% typical)
Billing only on managed assets can discourage advisors from recommending you pay off debt or invest in real estate.
Hourly & Project
This structure often leads to slow work or minimal effort. It lacks ongoing monitoring and frequently results in implementation error as follow through becomes difficult.
Flat Fee Only
Without an asset component, there is less incentive for an advisor to remain obsessed with your portfolio's performance.
Tiered Fees
Higher rates are applied to lower asset tiers. Each of their tiered rates stay in effect even after higher tiers are reached. This creates a complex fee calculation and produces an average fee rate that is often higher than expected.
We believe a Flat Fee + Small AUM Percentage is the "Golden Mean" of financial pricing. It balances conflicts better than any single model:
- ✓The Flat Fee ensures your advisor is dedicated to your planning (taxes, estate, life goals) regardless of your portfolio size.
- ✓The Small AUM % aligns our interests with your growth. We are incentivized to grow your wealth, but the fee is low enough that we remain objective about outside investments.
This balance ensures you get high touch planning with focused investment management, all while minimizing the biases found in traditional models.
Ongoing Planning
Comprehensive financial planning, tax strategy, and retirement guidance included in our base annual investment.
Custom Strategy
Your initial planning covers the deep dive into your current situation and the creation of your custom roadmap.
Investment Management
Choose professional asset management for 0.093% quarterly, or manage your own accounts using our guidance.
Adjust the slider to match your total investable assets.
Optional 0.37% service for professional asset management.
Comparable AUM fee: 0.70%
This estimate includes your ongoing financial planning and investment management services.
*Final investment amounts may be adjusted based on the complexity of your financial situation.